DescriptionXchange provides an in-wallet escrow system that returns power to the people and a risk-free trading platform without the need for an intermediary. Over the counter trading is risky. As a result, third-party services have stepped in to reduce risk. However, these services can be expensive and untrustworthy. Xchange solves this with an in-wallet escrow feature which removes the human element and makes it possible for users to trade with no third party risk.